However, it is effective to match the file name directly, even in the case of Windows generating thumbnails, but the regular expression does not take effect.
I see what you mean. Yes, there are some quirks with how Folder Thumbnail Styles work w.r.t. regex vs names, in general. I think the different rule types are checked at different times (which can mean another setting takes precedence), but haven't looked at the code in detail to confirm that.