I apply these settings, exit Settings and save this layout as 'Default lister' (and 'Save This Lister' as well).
I then shut down DO and re-open either by double click on desktop or select DO from task bar.
Annoyingly, DO starts with 'Type' column included and sorting by name. Grrrrrr ...
YESSSSS! I KNEW there would be a guru (or two) out there!
Hovering over the 'Lock', Ixp, told me the defaults were from the top level of the drives.
The 'Folder Formats' was the thing I was overlooking, Leo, and applying it to the whole drive, not just the current folder, was exactly the setting I needed.